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At Axis Estate Planning, we recognize the emotional and practical challenges families face when confronting a dementia or Alzheimer’s diagnosis. As of 2025, Alzheimer’s disease continues to be the most common form of dementia, accounting for approximately 60% to 80% of all dementia cases worldwide. In the United States alone, an estimated 7.2 million adults aged 65 and older are living with Alzheimer’s dementia. That number is expected to nearly double—reaching 13.8 million by 2060—unless a medical breakthrough changes the course of this disease.

This increase is far more than a statistic. It represents a rising public health challenge that affects entire families, communities, and the way we prepare for the future.

Dementia: The Broader Category

Dementia is not a single disease—it is a term used to describe a wide range of cognitive impairments that interfere with daily life. These conditions impact memory, language, judgment, and reasoning. Dementia includes several disorders, such as:

  • Alzheimer’s disease
  • Vascular dementia
  • Lewy body dementia
  • Frontotemporal dementia

Symptoms can include confusion, forgetfulness, communication difficulties, and impaired decision-making. At Axis Estate Planning, we often help families understand what these symptoms may mean in both medical and legal contexts.

Alzheimer’s: A Leading Cause of Cognitive Decline

Alzheimer’s disease, the most prevalent form of dementia, is a progressive neurodegenerative condition. It is caused by the accumulation of abnormal proteins in and around brain cells, resulting in a gradual decline in memory, behavior, and physical function.

Certain populations are more affected than others:

  • Older adults: Approximately 74% of people with Alzheimer’s are age 75 or older
  • Women: Nearly two-thirds of Alzheimer’s patients are women
  • Communities of color: Older Black Americans are about twice as likely, and older Hispanic Americans about 1.5 times as likely, to develop Alzheimer’s compared to older white Americans

These disparities make it even more critical to ensure early diagnosis, proper care access, and culturally aware legal support. At Axis Estate Planning, we are committed to helping all families navigate these sensitive challenges with care and respect.

The Impact on Caregivers

Dementia doesn’t just affect those diagnosed—it affects the caregivers who support them every day. Family members, often unpaid and untrained, carry the emotional and physical burden of care. While many individuals with dementia prefer to remain at home, caregiving can become increasingly demanding.

Thankfully, many senior living facilities now offer memory care units, which include:

  • Secure environments tailored for dementia patients
  • Structured, memory-enhancing activities
  • Personalized care plans
  • Support with daily living in a way that preserves dignity

Axis Estate Planning frequently advises clients on choosing facilities that align with a loved one’s care needs and long-term goals.

The Legal Side of Dementia and Alzheimer’s

Planning ahead is crucial when facing a progressive diagnosis like Alzheimer’s. As the condition worsens, individuals may lose the ability to make legal or financial decisions. Establishing foundational legal documents early—while your loved one is still capable of making decisions—ensures that their wishes are respected and their assets are protected.

Essential documents include:

  • Powers of Attorney
  • Healthcare Directives
  • Living Wills
  • Revocable and Irrevocable Trusts

These tools not only offer peace of mind but also reduce stress during future medical or legal emergencies. Axis Estate Planning works closely with families to craft plans that reflect each person’s values, care preferences, and financial realities.

Let Axis Estate Planning Help You Plan with Confidence

If you or someone you love is facing a dementia or Alzheimer’s diagnosis, you don’t have to navigate the legal and care-related complexities alone. At Axis Estate Planning, we provide thoughtful, compassionate guidance to help families secure the support their loved ones need—while protecting their legacy and future.

Visit Us: 900 Wilshire Drive, Suite 105, Troy, MI 48084
Call Us: (248) 251-1001
Learn More: www.axisattorneys.com

Axis Estate Planning
Trusted. Thoughtful. Here for what matters most.

At Axis Estate Planning, we understand that selecting a nursing home for a loved one is one of the most emotional and significant decisions a family can face. Many begin their search by turning to the Centers for Medicare & Medicaid Services (CMS) Five-Star Quality Rating System. While this system, introduced in 2008, was designed to simplify comparisons between facilities, it has notable limitations—especially as of 2025—that families must consider before relying on it exclusively.

Understanding the Five-Star Rating System

The CMS system provides each nursing home with an overall rating based on three primary components:

  • Health inspections
  • Staffing levels
  • Quality measures (including resident care outcomes)

Although helpful at a glance, these ratings often fail to reflect the full reality of a facility’s performance and care quality.

Why the Star Rating Isn’t Enough

Self-Reported Data Can Be Misleading
Much of the data used to determine star ratings is self-reported by the nursing homes themselves. This includes:

  • Staffing levels
  • Incident reports
  • Resident care metrics

Investigations have found that some facilities:

  • Inflate nurse staffing numbers
  • Underreport safety issues
  • Misrepresent resident conditions and treatments

Inspection Standards Vary Widely
State agencies conduct health inspections, but the quality and consistency of these reviews can differ significantly across state lines. Concerns include:

  • Inconsistent inspection protocols
  • Advance notice given to facilities before inspections
  • Serious violations not being reflected in the overall rating

As a result, a nursing home that appears excellent online may fall short of expectations upon closer inspection.

A Smarter Way to Choose a Nursing Home

At Axis Estate Planning, we advise families to take a more hands-on, investigative approach when evaluating long-term care options:

Tour the Facility
In-person visits allow you to see staff-resident interactions, cleanliness, and the overall environment firsthand.

Ask Thoughtful Questions
Engage with administrators, nurses, and caregivers. Discuss:

  • Staff-to-resident ratios
  • Emergency procedures
  • Dementia care experience
  • Employee training and retention

Speak with Current Residents and Their Families
Firsthand accounts from those currently living in or visiting the facility can offer invaluable insights.

Explore Additional Resources
In addition to the CMS website, consult:

  • The Michigan Department of Health and Human Services
  • Long-term care ombudsman evaluations
  • Trusted advisors like doctors and elder law attorneys

Use a Checklist
Bring along tools like the AARP Nursing Home Checklist to help structure your evaluation and avoid missing critical information.

Final Thoughts

The Five-Star Quality Rating System can serve as a helpful initial reference, but it should never be the sole basis for selecting a nursing home. With long-term care becoming a central part of aging in America, it’s essential to go beyond online scores and make decisions grounded in observation, research, and guidance.

If you’re facing long-term care decisions or need help protecting a loved one’s future, Axis Estate Planning is here to provide clarity, support, and trusted legal guidance every step of the way.

Visit Us: 900 Wilshire Drive, Suite 105, Troy, MI 48084
Call Us: (248) 251-1001
Learn More: www.axisattorneys.com

Axis Estate Planning
Trusted. Thoughtful. Here for what matters most.

*Disclaimer: The information on this website is for general information purposes only. Nothing on this site should be taken as legal advice for any individual case or situation. This information on this website is not intended to create, and receipt or viewing of this information does not constitute, an attorney-client relationship.

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